4Q 2021 Investor Presentation

FY 2021 P&L Highlights Net income for FY 2021 grew by 38% YoY due to 17% income growth Total Operating Income (SARmn) Total Operating Expenses (SARmn) Net Income (SARmn) +4% -16% 1,610 1,606 1,655 1,724 1,174 1,682 985 887 863 897 مصرف الإنماء alinma bank +57% 710 738 642 619 394 4Q 20 1Q 21 2Q 21 3Q 21 QoQ -0% +3% +4% 4Q 21 -2% 4Q 20 1Q 21 2Q 21 3Q 21 4Q 21 4Q 20 1Q 21 2Q 21 3Q 21 4Q 21 QoQ -24% -3% +4% +10% QoQ +63% +11% +4% -16% FY 21 Funded Income FY 21 Non-Funded Income FY 21 Net Income FY 21 Net Profit Margin FY 21 Cost to FY 21 ROE Income ratio SARmn 5,137 SARmn 1,530 SARmn 2,709 3.42% +11% YoY +48% YOY +38% YOY -19bps YOY 4Q 2021 INVESTOR PRESENTATION 35.5% -0.9ppts YoY 10.8% +242bps YoY 21/48

View entire presentation