Investor Presentaiton

1H 2023 Executive Summary ● NPAT increased by 25% YoY to Rp2.07 trillion Total Assets grew 10% YoY to Rp245 trillion Loans increased 12% YoY to Rp142 trillion Deposits increased 4% YoY to Rp178 trillion CASA (total Current Account and Saving Account) remained stable at Rp98 trillion LDR was 78.9% while Loan-to-funding ratio was 76.8% NPL-Gross stood at 2.3%, while NPL-Net at 0.7% CAR was at 23.2%, with tier 1 capital ratio of 22.1% Corporate Rating is AAA with stable outlook Operating 199 offices and 491 ATMs along with various digital channels → OCBC NISP OCBCNISP Information Classification: Public 4

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