Performance Review Q3

ོ Scotiabank $ millions Good growth in net income Reported net income Q3/00 gains on sale of stock transfer business and Solidbank 9 Q3/01 Q3/00 % increase 554 548 1% (53) 554 495 12% Scotiabank Continued strong top-line revenue growth $ millions (TEB) Q3/Q3 revenues up 13% 2,738 2,598 2,427 2,437 2,298 2,309 * 2,066 1,979 2,024 Q3/99 Q4/99 Q1/00 Q2/00 Q3/00* Q4/00 Q1/01 Q2/01 Q3/01 I gains on sale of stock transfer business & Solidbank ($82MM) 10

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