HDFC Life Corporate Presentation

Accounting Economic Profit Focus on profitable growth Profit FY20 FY21 FY22 9M FY22 9M FY232 Rs bn 26.5% New business Margin 25.9% 26.1% 27.4% 26.5% Value of new business 19.2 21.9 26.8 17.8 21.6 Profit after tax (PAT) 13.0 13.6 12.1 8.5 10.0 Underwriting profits 10.9 7.3 4.41 2.41 5.5 Shareholders' surplus 2.1 6.3 7.7 6.1 4.5 29.9 32.3 34.9 30.4 23.3 Underwriting profits breakup -19.1 -20.9 -25.0 -24.9 -30.5 FY20 FY21 1. Post accounting for impact of excess mortality reserve (EMR) 19 2. Current year numbers are on a merged basis, hence prior years are not comparable FY22 9M FY22 9M FY23 ■Backbook Surplus ■New Business Strain Profitable distribution Diversified leading Market- growth insurance Reimagining Quality of Board and mix innovation management HDFC Life

View entire presentation