Investor Presentaiton

PAYMENTS AS A DAILY TOUCHPOINT WITH CUSTOMERS 15 NUMBER OF PAYMENTS TRANSACTIONS AT BOG TERMINALS MILLIONS +45.8% VOLUME OF PAYMENTS TRANSACTIONS AT BOG TERMINALS GEL MILLIONS +71.9% +45.0% +89.6% 33k+ 64 +32.2% 1,715 +43.2% Multifunctional POS terminals +42.0% y-o-y 36 44 1,183 27 21 1,010 705 533 1H20 1H21 2Q20 1Q21 2Q21 1H20 1H21 2Q20 1Q21 2Q21 51% Share by number of POS payments transactions in BOG's POS terminals | 1H21* +2ppts YoY *Based on the National Bank of Georgia and Bank of Georgia data 49% Share by volume of POS payments transactions in BOG's POS terminals | 1H21* +1ppts YoY 2.3mln+ Mass Retail and SOLO customers +0.8% y-o-y

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