Colombian Economy & Banking Sector Analysis
Canadian Retail: Loans and Provisions'
MORTGAGES
21 11
1
Q2/19 Q3/19 Q4/19 Q1/20 Q2/20
LINES OF CREDIT²
AUTO LOANS
216
97
94
85
85
99
89
78
84
96
Q2/19 Q3/19 Q4/19 Q1/20 Q2/20
CREDIT CARDS
896
164
87
458
402
381
385
445
86
96
72
80
415
70
70
73
339
379
377
73
Q2/19 Q3/19 Q4/19 Q1/20 Q2/20
PCL as a % of avg. net loans (bps)
Loan Balances Q2/20
Spot ($B)
% Secured
Mortgages
$234
100%
1Includes Wealth Management. PCL excludes impact of additional pessimistic scenario
2 Includes Home Equity Lines of Credit and Unsecured Lines of Credit
3 Includes Tangerine balances of $6 billion and other smaller portfolios
4 80% secured by real estate; 13% secured by automotive
Q2/19 Q3/19 Q4/19 Q1/20 Q2/20
PCLs on Impaired Loans as a % of avg. net loans (bps)
Auto Loans
Lines of Credit²
Credit Cards
Total
$39
100%
$34
$7
$3153
61%
3%
93%4
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