Investor Presentaiton
Retail Banking
FEDERAL BANK
YOUR PERFECT BANKING PARTNER
Retail Loan Book (Excl Agri & BuB)
Housing
LAP
Auto
Personal
Others
23%
11582
10343
9892
10615
9062
61%
1736
1645
1710
1809
1766
3840
3603
3583
3346
3195
7852
7783
7973
7206
7489
16%
18497
19043
20020
20124
20824
Q2 FY21
Q3 FY21
Q4 FY21
RETAIL BANKING
Q1 FY22
Q2 FY22
in Cr
■ Retail ■ Agri BuB
12030
12457
11576
11793
11275
16041
16837
17890
15626
14880
39605
42203
44866
43599
44264
Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 Q2 FY22
➤ Launched Debit-Card-EMI/BNPL option for Health insurance with
Niva Bupa
Tied-up with Cred Avenue for technology solution to manage
Direct assignment/securitization portfolio
➤ Disbursals through Fintech enabled Gold and Micro lending
platforms crossed Rs.3800 Cr.
FedMi - BC microlending platform went live in Q2 and 3 BCS
onboarded for sourcing MFI business
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