Operating Performance Q3 FY23
Asset Quality Sectoral Fresh Slippages
B
बैंक ऑफ़ बड़ौदा
Bank of Baroda
विजया
VIJAYA
मेना
DENA
Fresh Slippages
CRILC o/s SMA1 and SMA 2 (%)
Particulars (INR crore)
Q3 FY22
Q2 FY23 Q3 FY23
9M FY22
9M FY23
Corporate
602
568
13
3,755
1,107
MSME
1,013
887
836
2,655
2,054
Retail
501
585
551
1,313
1,154
Agriculture
615
658
723
1,932
1,733
1.12
0.42
0.40
Others
10
12
10
28
24
Dec-21
Sep-22
Dec-22
Total Domestic
2,741
2,710
2,133
9,683
6,072
International
89
769
39
303
910
SMA1 and SMA2 as a per cent of Standard advances
(Accounts with outstanding above INR 5 crore CRILC data.)
Global
2,830
3,479
2,172
9,986
6,982
The GNPA ratio for Housing loans (ex-pool) is 1.78%, Auto loans is 2.06%; Personal
loans is 1.38%; Retail Gold loan is 1.49% as of December 2022
© 2023 Bank of Baroda. All Rights Reserved
Collection efficiency (excluding Agriculture) stands
at 98% as of December 2022.
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