Investor Presentaiton

ANZ 2023 Half Year Results COMMERCIAL PROPERTY - SEGMENTS OF INTEREST Outstandings by region, GLA $b Outstandings by sector, % 6% 9% 7% 6% 7% 7% 3% 2% 2% 2% 2% 2% 7.6% 7.6% 7.3% 7.3% 6.9% 7.0% 18% 19% 18% 18% 21% 20% 52.8 50.9 2.2 47.7 2.3 46.5 45.2 2.1 28% 29% 30% 29% 2.4 11.2 42.4 2.1 28% 27% 10.9 2.8 11.0 11.4 10.4 10.7 18% 14% 16% 18% 18% 18% 39.4 37.7 34.6 32.7 32.7 28.9 27% 26% 27% 26% 25% 26% Mar 19 Mar 20 Mar 21 Mar 22 Sep 22 Mar 23 Mar 19 Mar 20 Mar 21 Mar 22 Sep 22 Mar 23 % of Group GLA (RHS) Australia New Zealand International Retail Industrial Offices Residential Tourism Other 121

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