Investor Presentaiton

Pbn Soft retail demand, still cautious on big ticket spending Consumer Loans Breakdown Others ■ Auto ■ Housing ■Credit Card Consumer Loans By Product PRIVATE AND PROPRIETARY 303 286 276 270 269 -11% YoY -0.5% QoQ 31% 30% 31% 32% 34% 93 87 86 98 87 92 92 -1% YoY +5% QoQ 35% 36% 36% 36% 36% 106 103 101 -8% YoY 98 98 -1% QoQ 100 92 86 98 4Q20 1Q21 2Q21 33% 32% 31% 30% 28% 80 00 76 -24% YoY -5% QoQ 3Q21 4Q21 4Q20 1Q21 2Q21 3Q21 4Q21 Note: Gross of Unearned Interest and Discount (UID) Credit card receivables net of UID amounted to P82.1bn, +0.5% YoY Metropolitan Bank & Trust Company | Investor Relations | February 2022 | MBT Company Presentation 16 This material was produced by Metrobank for information purposes only and is intended to be used in presentations by the Bank at investor meetings and does not constitute a recommendation regarding the securities of the Bank or any of its affiliates. It must not be released to other parties in whatever form without prior consent of the authors. Metrobank You're in good hands

View entire presentation