Investor Presentaiton
Cyprus: Income Statement by business line
(ā¬ mn)
Consumer
Banking
SME
Banking
Corporate
Banking
International
Banking
Wealth &
Brokerage &
Asset
Management
RRD
Other
Total
Cyprus
Net interest income
114
32
33
31
3
166
Net fee & commission income
27
5
4
27
Other income (expenses)
3
0
1
ā 3
1
7
2
0
Total income
144
37
38
61
6
173
Total expenses
(59)
(6)
(5)
(9)
(2)
(18)
I Profit/(loss) before provisions and
85
31
33
52
155
2522
32
411
76
17
26
54
513
(79)
(178)
(25)
335
Limpairments
Provisions for impairment
(5)
1
(15)
(0)
(0)
(392)
1
(410)
Gains on derecognition and changes
in expected cash flows on acquired
loans
50
24
29
2
2
116
6
229
Impairment of other financial assets
Share of profit of associate and Non-
Controlling Interest
(20)
(20)
4
4
Profit/(loss) before tax
130
56
47
54
6
(121)
(34)
138
Tax
(16)
(7)
(6)
(7)
(1)
15
11
(11)
Profit/(loss) after tax and before
one off items
114
49
41
47
5
(106)
(23)
127
Cost-to-Income ratio
41%
16%
14%
16%
43%
10%
35%
Bank of Cyprus
KOINO
WKYNPIW
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