Investor Presentaiton

Public = Key Pillars of ADIB's ESG Strategy ADIB's ongoing initiatives distributed under three strategic pillars Maximise Positive Impact - Issue sustainable/ green finance products The world's most innovative Islamic bank Sustainable Future Embed sustainability and ESG frameworks into our existing Islamic banking DNA Be a Lifelong Partner مصرف أبوظبي الإسلامي ADIB Maintain High Standards of Governance • Develop financial inclusion policy and programs . Integrate ESG in governance structure Develop ESG procurement strategy Develop a net zero strategy including finance emissions ■ Launch sustainable finance framework ■ Integrate ESG considerations and due diligence in investment & finance decisions ■ Be part of equator principles and PRB Build internal capabilities to support customers' transition to low carbon economy • Establish financial literacy programs for SMEs • Develop a gender diversity strategy • Develop Employee wellbeing plan Become an increasingly learning- oriented organization Implement Emiratization strategy • Cultivate ESG driven culture through trainings and Key Performance Indicators • Attain best-in-class data privacy and cybersecurity Report on ESG as per market and legal requirements Drive social responsibility via community engagements and volunteerism 25 5

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