2022 Highlights - PagoNxt & Santander UK slide image

2022 Highlights - PagoNxt & Santander UK

Uruguay 'Santander Uruguay is the country's leading privately-owned bank' 2022 Highlights Peru 'Activity focused on corporates, the country's large companies and the Group's global customers (SCIB)' 2022 Highlights Colombia 'Focus on corporates and SCIB, and new alliances in auto finance' 2022 Highlights ☐☐☐ Underlying att. profit (€ mn) 138 Underlying att. profit (€ mn) 73 Underlying att. profit (€ mn) 27 ROTE¹ 33.1% одо ROTE¹ 20.1% одо ROTE¹ 10.6% Strategic priorities Further consolidate the business (Getnet's roll-out and strengthening SME offering) and accelerate the technological and digital development model Strategic priorities Continue expanding our global, corporate and retail customer base, driving greater synergies and expanding our microfinance businesses Strategic priorities Increase profitability with the new financial entity in consumer, develop Prospera and deepen the offer for Multilatinas in Corporates Santander (1) Adjusted RoTES: adjusted based on Group's deployed capital calculated as contribution of RWAs at 12%. Using tangible equity, ROTE is 21.8% for Uruguay, 22.7% for Peru and 16.0% for Colombia. 31
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