Financial Performance and Remediation Update

OUR GROUP CLIMATE STRATEGY GOAL OF ALIGNING OUR LENDING PORTFOLIO TO NET ZERO EMISSIONS BY 2050 • First Australian bank to have signed the Collective Commitment to Climate Action (CCCA) • Financed emissions estimate expanded to 8 sectors • • . Sector specific pathway mapping work is under way and interim target-setting is on track to be published in our 2022 annual reporting suite SUPPORTING OUR CUSTOMERS TO DECARBONISE AND BUILD RESILIENCE Working closely with 100 of our largest GHG-emitting customers to support them as they develop or improve their low carbon transition plans by 30 September 2023 $70 billion environmental financing target by 30 September 20251 ⚫ Bank for Transition to support customers in their journey to net zero emissions • ACTIVELY REDUCING OUR OWN EMISSIONS Carbon neutral in operations for over a decade Focused on reducing our operational greenhouse gas emissions (targeting 51% reduction by 30 June 2025 against a 30 June 2019 baseline) • Target to source 100% of electricity consumption needs from renewable energy sources by 30 June 2025 . MANAGING CLIMATE RISK • Committed to TCFD since 2017 • Progressing Climate Vulnerability Assessment . Completed review of oil and gas sector - published additional ESG- related credit policy settings and capped exposure to oil and gas SUPPORTED BY HIGHLY CAPABLE COLLEAGUES Climate change module in annual Risk Awareness training for all colleagues Climate change included in Board development agenda • Select bankers taking part in a course on identifying climate-risk and developing transition plans in partnership with Melbourne Business School RESEARCH, PARTNERSHIPS & ENGAGEMENT Actively taking part in nationwide discussions on how Australia gets to net zero as a leader in sustainable technology • Launched Project Carbon, a Voluntary Carbon Marketplace pilot in partnership with CIBC, Itaú Unibanco and NatWest Group (1) Represented as a cumulative amount of new environmental finance since 1 October 2015. Refer to the Group's 2021 Sustainability Data Pack for a further breakdown of this number and reference to how the environmental financing commitment is calculated 103 National Australia Bank

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