Investor Presentaiton

Maintained our positive momentum Pre-provision profit (Rbn) 7 | 23% 9% 1% 22.8 7% 3% 18.5 18.6 16.9 976 1H19 1H20 16.4 ROE (%) Diluted normalised HEPS (c) 27% 487% 1296 1018 (82%) 173 1H21 1H22 1H19 1H20 1H21 1H22 17.7 3% 15.3 505 Dividend per share (c) 110% 650 310 2.6 nil 1H19 1H20 1H21 1H22 1H19 1H20 1H21 1H22

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