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Sustainability and Governance Report

Notes to the FINANCIAL STATEMENTS [Note 21. Trade and other payables (cont'd) Trade and other payables denominated in currencies other than the functional currencies of respective entities at 31 March 2020 and 31 March 2019 are as follows: Group Company 2020 $'000 2019 $'000 2020 2019 $'000 $'000 United States Dollars Chinese Renminbi 48 48 11 22. Bills payable Bills payable Group Company 2020 2019 2020 2019 $'000 $'000 $'000 $'000 3,370 3,209 Bills payable carry interest at rates ranging from 1.77% to 1.97% (2019: 1.90% to 2.25%) per annum and are repayable within 1 to 6 months (2019: 1 to 6 months) from the financial year end. Bills payable are secured by corporate guarantees from the Group and personal guarantee from a director of a subsidiary. 23. Bank borrowings Current Bank loans - secured Bank loans - unsecured Bank loans Group Company Maturity 2020 2019 2020 2019 $'000 $'000 $'000 $'000 2020 725 4,022 2020 1,648 2,373 4,022 Bank loans are secured by corporate guarantees of the Group, restricted fixed deposits placed with the respective banks. The weighted average effective interest rates at the end of the reporting period are as follows: Bank loans 86 Group Company 2020 2019 2020 % % % 2019 % 2.14 3.28
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