HDFC Operational & Financial Highlights
CORE BUSINESS - LENDING
(As at December 31, 2022: Gross Loans - US$ 84.84 bn)
INDIVIDUAL LOANS
⚫ Home Loans-
•
Fixed rate loans
Floating rate
loans
Home Improvement
Loans
• Home Extension Loans
• Home Equity Loans
Individuals 82%
HDFC
WITH YOU, RIGHT THROUGH
Corporate 4%
Construction Finance 8%
Lease Rental Discounting 6%
•
Rural Home Loans
• Loans to NRIs
Individuals
Corporate
Construction Finance
Lease Rental Discounting
Loan Book Outstanding
As at December 31, 2022
(After Sell Down)
Loan Book o/s Before Sell Down
in last 12 months
Assets Under Management
Rs. bn
US$ bn % Growth
Rs. bn
Individuals
Non-Individuals
Total
4,794
58
17%
5,153
62
1,230
15
-6%
1,230
15
US$ bn % Growth
26%
-6%
Rs. bn US$ bn % Growth
5,770
70
18%
1,245
15
-5%
6,024
73
12%
6,383
77
18%
7,015
85
13%
Individual loans sold (outstanding): Rs. 977 bn (US$ 11.82 bn)
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