Toyota Investor Presentation Deck

Origination Characteristics 30% 24% CY16 66 CY16 32% <2.0% 2.0%-3.99%>=4.0% 25% 42% CY17 69 APR Distribution* CY17 45% *Percentages may not sum to 100% due to rounding. Source: Company Reports as of December 31, 2020 20% 35% CY18 60% Weighted Average Original Term CY18 23% 18% CY19 CY19 52% 23% 25% CY20 70 CY20 726 CY16 74% 26% CY16 Weighted Average FICO 734 CY17 77% 23% CY17 735 CY18 New vs Used Used New 77% 23% CY18 740 CY19 73% 27% CY19 731 CY20 32% CY20 TOYOTA FINANCIAL SERVICES 29

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