Dave Investor Day Presentation Deck

Government benefits drove record household liquidity through the pandemic which is now waning After seeing a significant boost through stimulus payments, the household savings rate in January 2022 in the US dropped to its lowest level since December 2013 Dave 35% 30 25 20 15 10 5 U.S. Recessions May 2018 Sep 2018 Jan 2019 Source: FRED U.S. Bureau of Economic Analysis May 2019 Sep 2019 Jan 2020 May 2020 Sep 2020 Jan 2021 May 2021 Sep 2021 Jan 2022 38

View entire presentation