Payoneer SPAC Presentation Deck

Our foundation: robust technology, risk and compliance infrastructure Payoneer Global Banking Infrastructure Smart Routing platform •Redundancy in over 100 countries(1) •100+ countries local clearing(1) Data & Machine Learning •Lifetime value and churn prediction •Fraud management and Working Capital underwriting models CRM indicators and success measurement Risk & Compliance Global SMB onboarding & underwriting •300k applications monthly(2) • Unique risk management capabilities ● Payoneer Global Operations Localized global account management •Dozens of languages supported Scaled regional operations Regulatory Infrastructure • Regulated across key markets including US, Europe, Hong Kong, Japan, Australia(1) Licensed MasterCard issuer Comprehensive AML program Secure, Scaled Technology •Robust cybersecurity API access across platform •Accounting/ERP/Partner integrations 1.As of December 31, 2020. 2. Based on an average of monthly applications from January 2020 to December 2020. 8

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