Foxo SPAC Presentation Deck

EPIGENETIC BIOMARKERS Underwriting protective value framework Example: $2M policy, male, age 35 Accelerated Saliva-based Medical Underwriting Information FOXO INVESTOR DECK 2022 Page 31 Online questionnaire / database Accelerated underwriting Epigenetic biomarkers + Online questionnaire / database Blood & Urine specimen Medical Records (APS) Underwriting Cost Over Accelerated N/A $333 (2) $600 Underwriting Expected Claims (1) $17,506 $17,191 (40% of Full) $17,112 (50% of Full) $16,915 (75% of Full) $16,717 (1) SOA VBT Tables (2018) (2) $333 represents the modeled cost to insurance carriers at scale ($160 cost of epigenetic testing plus $173 ( 5% of premiums using services platform) Gross Claims Benefit Over Accelerated Underwriting N/A $316 $395 $592 $789 Net Claims Benefit After Underwriting Cost N/A ($17) $62 $259 $189 Protective Value Benefit

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