Dave SPAC Presentation Deck

...And An Estimated More Than 150mm People Need Our Help Can't afford a one-time $400 emergency Dave's Estimated User TAM ~30-35mm People ~20-25mm People ~100- 120mm People Highest Need High Need "Getting By" ▪ ~10-15mm people without access to a bank account ▪ ~20mm people who overdraft 10-20x per year ▪ Underserved by existing bank accounts ▪ Overdraft 3x+ / year ■ Existing bank relationship not helping ▪ Living paycheck-to- paycheck ▪ Building credit ▪ Student loan debt Dave Source: U.S. Census, FDIC, Center for Financial Insight, CFPB, Financial Health Network and SNL Financial. Dave Users Today "Chaos Climbers" ■ Overcoming daily challenges and navigating chaos to find financial stability "Up N' Comers" In their 20's, making financial decisions for the first time ▪ Transforming stability into long-term progress by achieving major financial milestones. May tap into the gig economy for extra help "HIPP-sters" High Income, Paycheck to Paycheck Achieved daily financial stability and building towards long-term savings and financial health I 11

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