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Healthier, Longer, Better Lives

Sensitivity Analysis - VONB Sensitivity of VONB for the twelve months ended 31 December 2020 Interest rates +50 bps 7.0% Interest rates -50 bps (10.8)% Presentation currency 5% appreciation (4.2)% Presentation currency 5% depreciation 4.2% Lapse/discontinuance rates +10% (6.4)% Lapse/discontinuance rates -10% Mortality/morbidity rates +10% (12.9)% Mortality/morbidity rates -10% Maintenance expenses -10% Expense inflation set to 0% 3.2% 2.0% 6.6% 12.2% AIA 59 69
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