HLB FY2023 Financial Results

Closing Remarks Hong Leong Bank Resilient business performance supported by sustained loan/financing growth and higher non-interest income Disciplined cost management where expenses were tightly controlled with a sustainable CIR Healthy asset quality with a stable GIL ratio Stable liquidity and capital positions; allowing us to continuously support future business growth Anchoring on our solid foundation to deliver sustainable outcomes through committed execution of aligned strategic priorities Strong underlying performance backed by above industry loan/ financing growth, discipline cost management and healthy asset quality HLB FY2023 ended 30 June 2023 19

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