Gold Loan Portfolio Analysis
Ⓡ
BREAK-UP OF OPERATING EXPENSES
Yearly
(in million)
Mar-22* Mar-21* Mar-20* Mar-19* Mar-18* Mar-17 Mar-16 Mar-15
Muthoot Finance
Quarterly (in millions)
Q1 FYQ4 FY Q1 FY
2023 2022* 2022*
Employee Benefit Expenses
9,487 9,270 9,657
8,415
7,393
7,280 6,418 6,304
2,715 2,543 2,246
Rent
2,350
2,189
2,158
1,974
1,913
1,808 1,713
1,650
616
601
605
Advertisement & Publicity
1,197
1,190
1,163
1,056
720
531
626
651
467
366
209
Communication Costs
498
387
355
368
404
372
378
371
110
151
104
Traveling and Conveyance
271
210
273
240
182
186
187
212
83
83
83
49
Printing and Stationery
150
151
177
153
136
129
144
160
35
43
33
Repairs and Maintenance
568
276
283
280
304
362
290
281
127
150
121
Legal and Professional
283
387
260
203
154
124
93
189
65
118
48
Charges
Business Promotion
7
369
720
481
209
201
149
140
38
(143)
41
Expenses
Directors Remuneration
815
793
633
561
431
362
196
192
112
589
68
Depreciation and
539
507
431
421
439
482
575
841
129
158
114
Amortisation Expenses
Others
2,098
2,075
1,677
1,260
2,970
835
1,014
733
939
698
351
Provision For Standard &
2,647 1,223 180
NPA Assets
Impairment on Financial
1,270
950
957
259
316
(577)
(700)
337
instruments
Total
19,533
18,754 18,744
15,670
15,571
15,319 13,006 11,904 4,859
4,657
4,326
*Under IND-AS
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