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Investor Presentaiton

Adjusted Loss Per Share Reconciliation SoFi 8 Q4'23 FY 2023 Consolidated - GAAP Total Net Revenue Net Loss Net Loss Attributable to Stockholders - diluted (16) (18) (21) 615,404 $ 2,122,789 47,913 (300,742) 24,615 (341,167) (16) (18) (21) Gain/Loss per Share Attributable to Stockholders - diluted $ 0.02 $ (0.36) Consolidated - Non-GAAP Adjusted Net Revenue $ 2,073,940 Net Loss, excluding impact of goodwill impairment (53,568) Net Loss Attributable to Stockholders, excluding impact of goodwill impairment - basic and diluted (16) (18 (21) (93,993) Gain/Loss per Share Attributable to Stockholders, excluding impact of goodwill impairment - basic and diluted (16) (18 (21) (0.10) Note: See "Footnotes" section for detailed explanations and definitions. The sum of individual metrics may not always equal total amounts indicated due to rounding. © 2023 Social Finance, Inc. Advisory services offered through SoFi Wealth LLC. SoFi Money® is offered through SoFi Securities LLC. SoFi Lending Corp., CFL #6054612. NMLS # 1121636. SoFi Bank, N.A., NMLS #696891. 23 23
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