SEB Nordic Outlook

22 Financial summary YTD September 2021 SEK m Jan-Sep 2021 Jan-Sep 2020 Net ECL level 1bps Total operating income 40,744 36,651 +11% Total operating expenses -17,148 -16,905 +1% C/I 0.42 Profit before credit losses 23,596 19,746 +19% Net expected credit losses etc. -208 -5,282 CET1 20.2% Operating profit before IAC 23,388 14,463 +62% Items affecting comparability -1,000 RoE 14.2% Operating profit 23,388 13,463 +74% SEB

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