BRI Performance Highlights and Green Initiatives

* 83.67% KEY METRICS - BANK ONLY Improving Major Key Matrics LDR & MIR 79.17% 82.77% Cost of Fund 6.89% 2.05% 1.87% -0.18% NIM 79.95% 1.91% 1.73% -0.18% ↓ -0.08% Credit Cost 6.80% 3.42% -0.95% 2.47% 43.26% CIR -1.30% BRI 41.95% 4.50% -2.82% 2021 2022 LDR MIR Cost of Deposits ■COF (Liabilities) 2021 2022 2021 2022 2021 2022 Operating Expense to Operating Income 74.30% 2021 -10.10% 64.20% 2022 MIR: Macroprudential Intermediary Ratio 2.72% ROA BT 1.04% 3.76% 2.23% ROA AT 0.79% ROE B/S Total CAR 16.76% 25.28% +-1.98% 3.03% 23.30% 14.09% 2.67% -1.97% 24.27% 22.30% 2021 2022 2021 2022 2021 2022 2021 2022 CAR Tier 1 Total CAR 30

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