GTCO Financial Results

Group Income Statement Snapshot (N'Billions) (1.6%) Gross Earnings 447.8 FY 2021 455.2 FY 2020 Non-Interest Income 180.9 (7.0%) FY 2021 (11.3%) 17.1% 154.5 FY 2020 Interest Expense 46.3 (1.7%) FY 2021 47.1 FY 2020 Profit Before Tax 221.5 FY 2021 238.1 FY 2020 Interest Income 226.9 FY 2021 300.7 FY 2020 Operating Expense 162.3 10.1% FY 2021 147.4 FY 2020 (13.2%) (0.5%) Profit After Tax 174.8 FY 2021 201.4 FY 2020 Operating Income 383.8 FY 2021 385.5 FY 2020 (56.4%) Loan Impairment 8.5 FY 2021 19.6 FY 2020 15

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