DIB's Digital Journey
Capitalization Overview
Regulatory Capital¹ (AED billion)
■ CET 1
AT1
Tier 2
Capital Ratios**
CAR
-CET1 Ratio
بنك دبي الإسلامي
Dubai Islamic Bank
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41.4
39.3
17.5%
18.5%
16.5%
17.0%
2.6
2.6
31.3
11.9
8.3
2.2
6.4
12.4%
12.0%
12.0%
12.3%
26.9
28.4
22.7
2019
2020
Jun 2021
Dividend History²
2018
2019
2020
Jun 2021
Highlights
•
Capital ratios continue to be stable as at 30 June 2021,
and are well above the regulatory requirements:
•
CAR is at 17.0%
45% 45%
45%
40%
35% 35%
20%
•
CET1 ratio is at 12.3%
25%
15%
2012 2013 2014 2015 2016 2017 2018
2019
2020
1 Refers to Regulatory Capital under Basel III;
2 Dividend is calculated as dividend per share divided by par value of a share ;
*This graph reflects ratios under Basel III regime
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