ANZ Financial Performance Overview

SECTION 4 Healthy dividend growth $1.00 Dividends $0.90 $0.80 Interim ■Final $0.70 - 0.51 0.46 $0.60 0.40 $0.50 0.35 • The full year dividend of 95 cents per $0.40 0.30 0.28 ordinary share represents a 12% increase on 2002. $0.30 $0.20 0.39 0.44 • • The final dividend is 100% franked. For year ending 30 Sep 2004, the directors expect to at least maintain a fully franked dividend per share at the same level as for the year ended 30 Sep 2003 on the expanded issued capital. 0.33 0.26 0.29 0.24 $0.10 $0.00 1998 1999 2000 2001 2002 2003 72% 70% 68% 66% 64% 62% 60% 58% 56% 54% 52% 50% Dividend Payout Ratio 1998 1999 2000 2001 2002 2003 31 ANZ

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