Investor Presentaiton
Scotiabank
Stable credit quality
$ millions
Q4/06 Q3/06
2006
2005
32
74
Provision for Credit
216
230
Losses (PCL)
92
74
Specific Provisions
276
275
570
479
Net Impaired Loans*
570
681
■ General Allowance: $1,307 mm ·
-
- reduction of $60 mm in Q4/06 offset by $37 mm increase from Peru
acquisitions
$1.4 billion in credit protection outstanding
* after specific allowance for credit losses
15
Scotiabank
Credit losses remain low
$ millions
18
24
Q4/06
Q3/06
Domestic:
55
538
36 32
268
59
- Retail Banking
10
- Commercial
69
2006
2005
N
229
225
50
49
279
274
International:
- Mexico
27
34
- Caribbean & Central America
15
23
- Latin America & Asia
18
13
60
70
Scotia Capital:
(60)
8@8' 8༞ཚ
(16)
- U.S.
(41)
(93)
(3)
- Canada & Other
(22)
22
(19)
(63)
(71)
Other
2
74
Total Specific Provisions
276
275
-
Reduction of General Allowance
(60)
(45)
74
Total
216
230
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