Investor Presentation March 2022

Finnvera - Key Figures 2021 2020 2019 2018 2017 2016 19 Finnvera Group Net interest income and net fee and commission income, EUR million 222 194 182 177 174 194 Profit/loss for the period, EUR million 153 -748 94 98 107 70 Shareholders' equity, EUR million 863 727 1,463 1,358 1,314 1,207 Balance sheet total, EUR million 12,220 12,673 12,665 11,039 10,337 9,498 Tier 1 capital ratio, domestic operations, % 23.9 25.1 29.4 27.2 25.3 22.4 Tier 1 capital ratio, export credit guarantees, % 3.4 1.3 6.9 6.8 Expense-income ratio, % 23.5 26.4 25.4 29.3 27.2 27.0 Average number of employees 366 360 364 372 383 398 Number of clients 25,800 26,500 24,500 25,700 27,300 27,700 FINNVERA

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