Investor Presentaiton

B2B AP/AR Momentum Demonstrates Ability to Extend the Platform B2B AP/AR Exporters and Importers ($ in mm) Localizing Global Payments for $2,000 $1,800 $1,600 $1,400 $1,200 Invoice $1,000 $800 Seller Buyer $600 $400 $200 Payment into Multi-Currency Account 1. Year over year volume growth is based on 2020 and 2021 calendar years. Payoneer Q1'17 Q2'17 B2B AP/AR Volume 80%+ YoY Volume Growth in 2021(1) Q3'17 Q4'17 Q1'18 Q2'18 "Payoneer has solved all my business issues regarding payment, which makes it really easy to operate globally." Jorge Ribera, SMB (Spain) Q3'18 Q4'18 Q1'19 Q2'19 Q3'19 Q4'19 Q1'20 Q2'20 Q3'20 Q4'20 Q1'21 Q2'21 Q3'21 Q4'21 11

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