Strategy in action

Global Wealth Management: 2012 Outlook • Strong results year to date . Global Insurance outlook remains strong • • • • Outlook for Wealth supported by strong AUA/AUM levels but impacted by markets Consolidated online brokerage platform well positioned to grow • Continue to capture Dundee Wealth synergies Cl investment performing well Continued scrutiny on expense management 27 Scotiabank Strategy in action Global Banking & Markets 2012 Outlook Steve McDonald Group Head, Global Corporate and Investment Banking & Co-CEO, Global Banking & Markets Scotiabank

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