Q1FY23 Results

Noll | Lower fee-based income, investment and trading income YoY Growth 12% (53%) (27%) (34%) 25% 12% (40%) (94%) (21%) (29%) 420 3 24 24 23 23 11 9 4 55 24 24 1 298 Corporate & RM' mil Transaction Group Treasury Investment Banking & Group Wealth Mgmt Other Retail Business Banking General Insurance Life Insurance Funding & Noll Banking & Markets Fund Mgmt Others Q1FY23 31 21 62 21 44 33 81 2 4 298 Q1FY22 28 45 85 32 35 30 135 25 5 420 Positive growth in Q1FY23 Contraction in Q1FY23 Q1FY22 Noll Q1FY23 Noll AmBank Group Q1FY23 Results - Investor Presentation 17

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