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Investor Presentaiton

| Key ratios ✔ 13% 12.6% ROE 14.2% 13% Improvements in profit metrics 1.5% ROA NIM 1.7% N 3% 3.2% 3.3% FY 2022 YTD 2023 FY 2022 YTD 2023 FY 2022 YTD 2023 -¬¯¯||||&S-SX =||||C÷5¬TSY - SESS Licensed by CBB as a conventional Retail Bank. 07 NBB الوطني
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