Investor Presentaiton
Digital Initiatives (1/2)
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Deliverables Management System (DMS)
The implementation of Phase III of the Deliverables Management
System for a centralised Print and Deliverables Unit.
Benefits envisaged:
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Customers do not have to wait for bank letters
Time and efforts saved for printing and dispatch of letters
Interest Certificate in DCB Mobile Banking App
Now enabled download of Interest Certificate through DCB Mobile
Banking App.
Interest Certificate provides a convenient way to know the interest
earned for a given year for all CASA and Deposit Accounts
consolidated in one file.
SaS Dashboard (FINFLEX)
The SaS Finflex daily dashboard is a representation of status from
FINFLEX applications in specified presentation to facilitate
stakeholders like Business, Credit, CROPS, MIS and Analytics etc
Benefits:
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Live status of SME NTB cases from "FINFLEX".
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Detailed data in form of dashboard as well as MIS.
POF
REPAY LOAN
LOGIN
AND DUES
Personal Intemet Banking
at Banking
My Documents
ABOUT US
LOCATE
Branch
ATM
00
OPEN AN ACC
Savings
Current
Carers Coming
6
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Gradatim Upgrade
DCB BANK
Revamped the Gradatim system with screen reduction and additional
validations to reduce the TAT of new Gold Loan account creation.
This also includes compliance for loans for Priority Sector Lending,
specifically Agricultural Loans.
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Positive Pay in DCB Mobile Banking App
Positive Pay is now live on the DCB Mobile Banking App.
Positive pay is a fraud prevention system offered to customers to
protect them against forged, altered, and counterfeit cheque.
Positive Pay can be accessed through Website, Internet Banking, or
WhatsApp.
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Monitoring & review on multiple levels with presentable
graphics (Branch/State/Facility/Lead wise/etc. etc.)
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In-build TAT calculation for all critical activities.
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Data availability on dashboard for current and preceding 5
months at your fingertips.
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Implementation of AV GSTD Files in CBDT Format
Central Board of Direct Taxes (CBDT) has mandated NPCI to
introduce the Account Validation (AV) process specific to their
requirement with the addition of capturing PAN and account holder's
names as available in the Core Banking System (CBS) of banks in the
response file for matched records and NPCI providing CBDT Account
Validation Files to member banks with single entity names.
With the implementation of, one more entity in the name of GSTD, it is
now impossible to submit response files in an automated manner,
which leads to customer queries and delays in processing income tax
refunds to credit the customer's account.
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