Investor Presentaiton
mBank Hipoteczny performance: Assets & Liabilities
Structure of Assets (PLN mn)
Structure of Liabilities (PLN mn)
+1.6%
12,168
56
12,386
275-
13,188
240
12,869
12,982
13,155
211
248
267
12,168
12,386
13,188
237
12,869
124
12,982
13,155
131
1,222
791
732
753
1,277
,069
48
197
126
65
234
247 1,268
1,290
1,264
1,194
Other
1,056
1,086
Other
49
37
Investment securities
Derivative financial
instruments
7,438
7,043
7,870
8,857
7,951
7,604
Loans and advances
11,628
11,318
11,608
11,917
10,767
10,931
to customers
Equity
Debt securities
in issue
Amounts due
to customers
Amounts due
-4.
3.
from banks
·3
Amounts due
to other banks
Cash and balances
3,830
3,180
3,501
3,981
4,371
2,817
with the central bank
19
58
14
323:
153
2017
2018
2019
2020
2021
92
2022H1
2017
2018
2019
2020
2021
2022H1
Total Gross Loans (PLN mn)
11,628
10,767 10,931
201
143
131
11,318
115
11,608
92!
11,917
-94
Public sector loans
& other receivables
1,056.4
5,860
6,195
7,500
Loans to
3.8
8,346
9,137
9,726
Individual clients
317.9
1,085.9
5.5
345.7
Equity (PLN mn) and TCR
15.79%
16.25%
18.73% 18.68%
18.23% 19.22%
1,267.5 1,290.2 1,264.3 1,193.6
0.1
382.8
17.9
387.7
406.5
411.9
Other
Retained
earnings
Loans to
corporate clients
884.6
884.6
884.6
884.6
Share capital
734.7
734.7
4,705
4,592
3,997
2,857
2,380
2017
2018
2019
2020
2021
2,096
2022H1
2017
2018
2019
2020
-26.9
2021
-102.9
2022H1
Covered Bonds Investor Presentation
Source: Financial Statement of mBank Hipoteczny SA for 2022 H1
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