2022-24 Strategic Plan Update
APPENDIX
Group P&L
CaixaBank
ЄM
Net interest income
Dividends
4Q23
3Q23
2Q23
1Q23
4Q22
3Q22
2Q22
1Q22
FY23
FY22
2,749
2,740
2,442
2,182
1,970
1,603
1,520
1,459
10,113
6,553
18
0
77
68
32
0
130
1
163
163
Equity accounted
35
101
66
79
30
81
60
51
281
222
Net fees and commissions
917
895
909
937
959
968
992
936
3,658
3,855
Trading
21
72
61
82
11
73
102
142
235
328
Insurance service result
321
297
257
244
277
236
214
209
1,118
935
Other operating income/expenses
(519)
(88)
(239)
(491)
(477)
(89)
(256)
(141)
(1,337)
(963)
Gross income
3,542
4,016
3,572
3,101
2,801
2,872
2,762
2,658
14,231
11,093
Recurring operating expenses
(1,447)
(1,471)
(1,455)
(1,440)
(1,376)
(1,375)
(1,367) (1,406)
(5,812) (5,525)
Extraordinary operating expenses
(4)
(3)
(2)
(15)
(11)
(16)
(8)
(9)
(50)
Pre-impairment income
2,095
2,541
2,115
1,659
1,410
1,485
1,379
1,244
8,410
5,519
LLCs
(359)
(282)
(200)
(255)
(434)
(172)
(147)
(228)
(1,097)
(982)
Other provisions
(53)
(95)
(75)
(25)
(6)
(33)
(45)
(45)
(248)
(130)
Gains/losses on disposals and other
(53)
(24)
(44)
(20)
(32)
(20)
(26)
(9)
(141)
(87)
Pre-tax income
1,630
2,140
1,795
1,359
938
1,260
1,161
961
6,924
4,320
Income tax expense
(473)
(618)
(514)
(504)
(278)
(364)
(293)
(255)
(2,108)
(1,189)
Profit/(loss) after tax
1,157
1,522
1,281
855
660
896
868
707
4,816
3,131
Minority interests and others
0
(0)
0
(0)
1
0
0
1
(0)
2
Net income attributed to the Group
1,157
1,522
1,281
855
659
896
867
706
4,816
3,129
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