Investor Presentaiton

mBank Group's Strategy for 2020-2023 In the strategy for 2020-2023, mBank Group focuses on 4 areas m Client Acquisition & long-term relations FOT Four pillars of the strategy for 2020-2023 correspond to the key components of mBank's business model SAMSUNG Witaj, Leszek 672/48131450 Platform Ecosystem & user experience 9 ق Employees & organisation culture Efficiency Operational advantage mGroup Covered bonds Cover Pool Polish Economy Real Estate Legislation Market

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