Investor Day 2023

1. Continued to create sustainable advantage with technology Multi-year journey of building our own technology DNA Cloud Modernised Tech Stack enabled by Hybrid Multi-Cloud Deepened our Tech capabilities Experimentation Built culture of innovation and experimentation to keep abreast of emerging technologies Data Ingested >90% of the bank's data in a single data lake API1 Expanded range of internal and external-facing APIs 1 Application Programming Interface / 2 Site-Reliability Engineering ☑DBS Jimmy NG Group Head, 10am Presentation Tech capabilities Technology & Operations SRE2 Maturing our SRE practice for safety and security 8

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