Investor Presentaiton

Performing loans up 3% y/y driven by Wholesale and International Performing loan book expansion Group, € bn Net credit expansion Greece, € bn +3% +2% +0.1% +1% (1%) 31.4 31.4 31.5 0.2 31.1 30.6 0.5 0.1 0.1 0.7 0.1 0.1 4.0 4.1 4.2 0.1 4.2 4.0 0.1 2.2 Disbursements 1.8 1.9 1.9 1.6 7.6 7.6 7.6 7.6 7.8 (1.0) (1.3) (1.7) (0.2), (2.0) (1.9) 19.7 19.7 18.9 19.3 19.8 (0.2) Repayments (0.2) (0.2) (0.2) (0.4) Jun-22 Sep-22 Dec-22 Mar-23 Jun-23 Q2 22 Q3 22 Q4 22 Q1 23 Q2 23 o/w 0.13 syndication International Greece Individuals Greece Businesses Businesses Individuals 17 ALPHA SERVICES AND HOLDINGS

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