Investor Presentaiton

HIGH ESG SCORES FROM INDEPENDENT RATING AGENCIES * ISS▷ ENVIRONMENT MSCI ** SOCIAL 2 GOVERNANCE Bank of Georgia falls into the highest scoring range relative to global peers CCC B BB BBB A AA AAA LAGGARD AVERAGE FTSE4GOOD Index INCLUDED IN THE GLOBAL RESPONSIBLE INVESTMENT INDEX FTSE4GOOD SINCE 2017 LEADER * ISS uses 1-10 scale. 1 indicates lower governance risk, while 10 indicates higher governance risk versus its index or region. 1 indicates higher E&S disclosure, while 10 indicates lower E&S disclosure. Scores are as of August 2021 ** MSCI score is as of July 2021 21 21

View entire presentation