Tokyo Investor Day

SUMMARY • • • • Japan bancasssurance offers attractive customer base, wealth concentration Unique bank channel approach applying Prudential's differentiated capabilities Focus on death protection coverage, emphasizing recurring premium products and U.S. dollar business Intergenerational wealth transfer market enhances opportunity set Active product management in the current environment Continued Strong Prospects for Growth of Mortality Based Business with Attractive Returns Prudential Tokyo Investor Day 9.15.2016 12

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