Investor Presentaiton
Loan book growth of €0.5bn
Group loan book movement
€76.1bn
€7.7bn
€6.6bn
€0.5bn
€0.1bn
Total €7.1bn
€76.6bn
•
Dec 17
Loan Book
New Lending Redemptions Redemptions IFRS 9 Day 1/
on NPES, GB FX / Other
non-core¹
Jun 18
Loan Book
New lending / redemption volumes
+16%
Net loan book growth of €0.5bn to €76.6bn
New lending of €7.7bn, an increase of 16% vs. H1 2017
•
Group redemptions of €7.1bn, in line with H1 2017
•
•
Expect to re-enter Irish mortgage broker market in
H2 2018
Expect further loan book growth in H2 2018, while
maintaining strong commercial pricing and risk discipline
Retail Ireland: €2.7bn
•
°
Mortgage new lending of €1.0bn, up 30% on 2017;
market share of 28%
SME new lending of €1.4bn
Consumer new lending of €0.2bn
• Retail UK: £2.6bn
€6.6bn
€7.2bn
H1 2017
New Lending Redemptions
Bank of Ireland Group
€7.7bn
€7.1bn
0
0
Mortgage new lending of £1.6bn, up 25% on 2017
SME new lending of £0.1bn
•
Consumer new lending of £0.9bn (H1 2017: £0.5bn)
Corporate Banking: €2.1bn
•
Property Finance new lending of €0.6bn
•
Hồ 2018
Corporate Ireland new lending of €0.5bn
•
Corporate UK new lending of €0.5bn
•
Acquisition Finance new lending of €0.5bn
'GB business and corporate loan books, which BOI was required to run down under its EU approved Restructuring Plan
(Remaining stock: H1 2017 - £0.7bn; H2 2017 - £0.6bn; H1 2018 - £0.5bn)
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