Investor Presentaiton
Financial Performance - Consolidated
pank
btpn'
A MEMBER OF
SMBC Group
Income Statement (IDR billion)
FY'21
(Audited)
3Q'22
4Q'22
FY'22
(Audited)
AQOQ
ΔΥΟΥ
Net Interest Income
11,143
2,944
3,010
11,678
2%
5%
Other Operating Income
Operating Income
Operating Expense
Cost of Credit
1,960
524
485
2,013
-8%
3%
13,103
3,468
3,494
13,691
1%
4%
(6,983)
(1,780)
(1,908)
(7,193) 7%
3%
(2,112)
(554)
(546)!
(1,840)
-1%
-13%
Profit Before Tax
4,007
1,136
1,038
4,657
-9%
16%
Net Profit After Tax
3,104
884
813
3,630
-8%
17%
Net Profit After Tax attributable to
2,665
743
678
3,096
-9%
16%
Owners of the Parent
Net Profit After Tax - BTPN Syariah
1,465
472
452
1,780
-4%
21%
◉
BTPN's FY 2022 Net Profit After Tax attributable to Owners of the Parent up by 16% YoY.
■ Net interest income grew by 5% YoY. Other operating income up by 3% YoY.
Operating expenses were well maintained with a slight increase of 3% YoY.
■ Cost of Credit decreased by 13% YoYView entire presentation