Q3 2019 Fixed Income Investor Presentation
CIBC Snapshot
CIBC (CM: TSX, NYSE) is a leading North American financial institution. Through our four strategic business units - Canadian
Personal and Small Business Banking, Canadian Commercial Banking and Wealth Management, U.S. Commercial Banking and
Wealth Management, and Capital Markets - our 46,000 employees provide a full range of financial products and services to 10
million personal banking, business, public sector and institutional clients in Canada, the U.S. and around the world.
As at, or for the period ended, July 31, 2019:
YTD 2019 Adjusted Net Income by
SBU1,2
CIBC's Stock
■ Market Cap
■ Dividend Yield
Adjusted ROE¹
$46.1 billion
5.3%
15.6%
■ Five-Year TSR
29.7%
Canadian
Commercial
Banking & Wealth
Management
24%
Canadian Personal
■ Clients
~10 million
CIBC
Banking Centres
Employees
1,034
& Small Business
Banking
45%
45,763
Capital Markets
17%
■ Total Assets
$642.5 billion
■
Moody's
Aa2 (Senior A2), Stable
CIBC's Credit
Rating³
■ S&P
Fitch
■ DBRS
A+ (Senior BBB+), Stable
AA- (Senior AA-), Stable
AA (Senior AA (low)), Stable
U.S. Commercial Banking
& Wealth Management
Adjusted results are non-GAAP measures. See the non-GAAP section of CIBC's Q3 2019 Report to Shareholders.
(1)
(2)
Excludes the Corporate & Other segment.
(3)
13%
Long-term senior debt ratings. DBRS LT Issuer Rating; Moody's LT Deposit and Counterparty Risk Assessment Rating; S&P's Issuer Credit Rating; Fitch LT Issuer
Default and Derivative Counterparty Rating. Includes: (a) Senior debt issued prior to September 23, 2018; and (b) Senior debt issued on or after September 23, 2018
which is excluded from the bank recapitalization "bail-in" regime.
(4) Subject to conversion under the bank recapitalization "bail-in" regime
CIBC Q3 2019 Fixed Income Investor Presentation
CIBC
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