Investor Presentaiton

Comprehensive regional banking franchise ☐ Extensive regional footprint with ~500 offices Myanmar 2 offices Thailand 153 offices Malaysia 49 offices Singapore 73 offices Indonesia 176 offices Greater China¹ 27 offices Vietnam 5 offices Philippines 1 office Australia 2 offices Most diverse regional franchise among Singapore banks; effectively full control of regional subsidiaries Integrated regional platform improves operational efficiencies, enhances risk management and provides faster time-to-market and seamless customer service Organic growth strategies in emerging / new markets of China and Indo-China UOB 1Q21 performance by segment Operating profit SGD0.6b |||| UOB SGD136b Assets under management +10% YOY Group retail +2% YoY AUM from overseas -60% Operating profit Group wholesale banking SGD0.8b +9% YoY customers 29% Cross-border income to Group wholesale banking's income 1. Comprise Mainland China, Hong Kong SAR and Taiwan 7

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