Commercial Bank Investment and Financial Health Review

Qatar in Perspective - A Resilient and Well Diversified Economy... Sovereign Rating: Aa3 / AA / AA- (Moody's / S&P / Fitch) Attractive Economic Growth High GDP per Capita (2019F GDP per Capita, US$ '000) I 10.2% I I I 4.8% 4.0% 4.4% 3.7% 3.8% 1.1% 1.2% 0.7% 1.1% 0.9% 69.7 Consistently among world's top 3 economies in terms of GDP per capita since 2011 37.7 29.3 25.3 22.9 17.8 -0.9% I Qatar UAE Saudi Kuwait Bahrain Oman Arabia Qatar UAE Kuwait Bahrain KSA Oman Average annual real GDP Growth ■ 2000-16 Deep Natural Resources 842 2017-2019 Qatar gas reserves are forecasted to last for at least another 130 years Well Diversified Economy, Positioned for Further Improvement 70% 68% 63% 63% 65% 48% 320 215 63 31 7 2014A 2015A Qatar UAE Kuwait Saudi Arabia Oman ■Gas Reserves, 2019E, Trillions of Cubic Feet Bahrain Source: International Monetary Fund, Qatar Country Report; Oxford Economics; EIA (US Energy Information Administration). 2016A 2017A 2018E ■Nominal Nonhydrocarbon Share of Overall GDP (%) 2019F 5 65

View entire presentation